Your Partner in Protection
RAM is proud to be a leading reinsurer to the township mutual industry. In addition to our excellent member service program , RAM offers a full line of personal and commercial insurance products available in both Minnesota and North Dakota.
RAM offers a full line of personal and commercial insurance products so our policyholders can rest assured they are protected from a covered loss.
Find an agent and quote with RAM today!
RAM has you covered!
With a full line of products to choose from, you're sure to find coverage that is right for you!
![Blue house icon](/Images/homeBlue.png)
Personal Lines
Take advantage of companion policy discounts by insuring both your home and auto with RAM.
![Blue shop icon](/Images/shopBlue.png)
Commercial Lines
A full suite of commercial lines products allows you to pick coverages that match your specific business needs.
![Blue barn icon](/Images/barnBlue.png)
Reinsurance
RAM offers a flexible, comprehensive program aimed at protecting member company financial results.