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Your Partner in Protection

RAM is proud to be a leading reinsurer to the township mutual industry. In addition to our excellent member service program, RAM offers a full line of personal and commercial insurance products available in both Minnesota and North Dakota.

RAM offers a full line of personal and commercial insurance products so our policyholders can rest assured they are protected from a covered loss.

Find an agent and quote with RAM today!

RAM has you covered!

With a full line of products to choose from, you're sure to find coverage that is right for you!

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Personal Lines

Take advantage of companion policy discounts by insuring both your home and auto with RAM.

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Commercial Lines

A full suite of commercial lines products allows you to pick coverages that match your specific business needs.

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Reinsurance

RAM offers a flexible, comprehensive program aimed at protecting member company financial results.