Your Partner in Protection Since 1931

Founded in 1931 by a group of Minnesota township mutuals, RAM Mutual Insurance Company is proud to be the leading reinsurer to the Minnesota township mutual industry. Offering a full line of personal and commercial lines products, our policyholders can rest assured they are protected from a covered loss.

We are proud to back our insurance products with excellent financial stability, and our "A-" (excellent) financial rating from the insurance industry's leading rating organization, A.M. Best.