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Find an agency and quote with RAM today!

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Find an agency and quote with RAM today!

Address or Zip Code :

RAM COVID-19 (Coronavirus) Update

Like you, we are paying close attention to the COVID-19 (Coronavirus) outbreak. The health and safety of our policyholders, business partners, and employees is our first priority. We have cancelled all corporate travel, implemented social distancing policies, and developed and implemented work-from-home strategies to help stop the spread of this virus. Rest assured, we are committed to providing you the same excellent service you have come to expect, and you can continue to contact us as you normally would.

If you need to file a claim, you can:

  • Log into the Policyholder section of our website
  • Contact your independent agent
  • For emergency roadside assistance, call (844) 573-0536*
  • For glass claims, call (866) 600-4726**

If you need to make a payment, you can:

  • Log into the Policyholder section of the website 24/7
  • Contact your independent agent
  • Contact the RAM billing department at (218) 879-3321 M-F, 7:30am to 4:30pm, or email billing@rammutual.com

If you are affected by COVID-19 and need assistance with more flexible payment options, please contact our billing department directly. We will do our best to work with you during these difficult times. For the most up-to-date information about COVID-19, please visit the CDC's website.

* only available to those with emergency roadside assistance coverage ** only available to those with glass coverage

Your Partner in Protection

RAM is proud to be a leading reinsurer to the township mutual industry. In addition to our excellent member service program, RAM offers a full line of personal and commercial insurance products available in both Minnesota and North Dakota.

RAM offers a full line of personal and commercial insurance products so our policyholders can rest assured they are protected from a covered loss.

Find an agent and quote with RAM today!

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Personal Lines

Take advantage of companion policy discounts by insuring both your home and auto with RAM.

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Commercial Lines

A full suite of commercial lines products allows you to pick coverages that match your specific business needs.

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Reinsurance

RAM offers a flexible, comprehensive program aimed at protecting member company financial results.